City Skyscarper
India’s First Rent-To-Own Platform
India’s First Rent-To-Own Platform
India’s First Rent-To-Own Platform

Trusted By Many Owne Customers

Trusted By Many Owne Customers

Trusted By Many Owne Customers

Move in today.
Claim ownership as you live.

Move in today. Claim ownership as you live.

Move in today.
Claim ownership as you live.

Forget pricey bank loans and landlord drama. Just pay your regular rent plus a small fixed principal amount that knocks down the home’s price month after month.

Forget pricey bank loans and landlord drama. Just pay your regular rent plus a small fixed principal amount that knocks down the home’s price month after month.

Forget pricey bank loans and landlord drama. Just pay your regular rent plus a small fixed principal amount that knocks down the home’s price month after month.

Rent to Own Calculator

One Crore Rupees

Ten Lakh Rupees

Balance to Pay at End of Contract

₹79,99,992

Interest Saved vs. Home Loan

₹16,09,241

In this 2-year period, you avoided paying this much interest on a standard home loan.

Continue

Disclaimer: Estimates only. Actual terms may vary by property and agreement. Please read the documents carefully.

What Owne Does for You
What Owne Does for You

What Owne Does for You

Turn years of rent into real ownership,
No banks needed.

Turn years of rent into real ownership,
No banks needed.

Watch a 90-second demo that shows the math, the contract, and your exit options.

Watch a 90-second demo that shows the math, the contract, and your exit options.

Video Thumbnail
The Problem Owne Solves

3 Major Problems Buyers Face Today

3 Major Problems Buyers Face Today

Unaffordable, Unpredictable Home Prices

Owne freezes the cost on day one and lets you buy the home in bite-sized, financially affordable steps.

Unaffordable, Unpredictable Home Prices

Owne freezes the cost on day one and lets you buy the home in bite-sized, financially affordable steps.

Unaffordable, Unpredictable Home Prices

Owne freezes the cost on day one and lets you buy the home in bite-sized, financially affordable steps.

Illustration of home icon with arrow up symbol to denote, home prices carry a huge upfront costs and loan interest.

Huge Upfront Costs & Loan Interest

You set the down-payment and monthly principal - no compounding, no 'blood-sucking' interest.

Huge Upfront Costs & Loan Interest

You set the down-payment and monthly principal - no compounding, no 'blood-sucking' interest.

Illustration of home icon with arrow up symbol to denote, home prices carry a huge upfront costs and loan interest.

Huge Upfront Costs & Loan Interest

You set the down-payment and monthly principal - no compounding, no 'blood-sucking' interest.

Illustration of home icon with arrow up symbol to denote, home prices carry a huge upfront costs and loan interest.

Huge Upfront Costs & Loan Interest

You set the down-payment and monthly principal - no compounding, no 'blood-sucking' interest.

Illustaion of home chained with lock. It denotes that staying in rental house means locking away your peace and privacy.

Landlord Restrictions & Rent Drain

Renting feels like a dead-end - no equity, strict rules, and no stability.

Landlord Restrictions & Rent Drain

Renting feels like a dead-end - no equity, strict rules, and no stability.

Illustaion of home chained with lock. It denotes that staying in rental house means locking away your peace and privacy.

Landlord Restrictions & Rent Drain

Renting feels like a dead-end - no equity, strict rules, and no stability.

Illustaion of home chained with lock. It denotes that staying in rental house means locking away your peace and privacy.

Landlord Restrictions & Rent Drain

Renting feels like a dead-end - no equity, strict rules, and no stability.

How it works

Your Dream Home in Just 4 Steps

Your Dream Home
in Just 4 Steps

Owne is the middle road - Live and Lock price now, Owne helps you Own soon.

Owne is the middle road - Live and Lock price now, Owne helps you Own soon.
Illustraion of person choosing a home. It denotes Choose a verified home from Owne listings

1

Pick a verified home on Owne Listings.

Choose the property you like Or Suggest a Property that you want it to be listed.

Illustration of a person to Choose down payment and monthly principal

1

Pick a home from Owne platform listings.

: New build or resale - if you can live in it, you can Owne it.

2

Set your payment plan.

Set your payment plan.

Decide on a comfortable down payment and monthly principal. And choose whether to live in the home now or live elsewhere and build your corpus.

Registered sale and escrow agreements after approval

1

Pick a home from Owne platform listings.

: New build or resale - if you can live in it, you can Owne it.

2

Design your payment mix

Instead of Design you payment mix -- Customize your Payment plan

3

Apply, Get Approved, and Register.

Apply, Get Approved, and Register.

After approval, we register the Sale Agreement and Escrow Agreement. All payments are held safely in escrow as per the agreement and will be settled to seller only at the end of your contract period.

Illustration of person paying Monthly principal builds corpus without big interest.

1

Pick a home from Owne platform listings.

: New build or resale - if you can live in it, you can Owne it.

2

Design your payment mix

Instead of Design you payment mix -- Customize your Payment plan

3

Get approved & move in

We sign a sale agreement, schedule your monthly payments, and hand over the keys.

4

Pay monthly and buy with confidence (with exit option).

Pay monthly and buy with confidence (with exit option).

Your monthly principal builds a corpus. At the end, take a smaller home loan or pay fully from savings. If you face distress, you may exit as per the agreement by paying an exit fee.

Disclaimer: Estimates only. Actual terms may vary by property and agreement. Please read the documents carefully.

Disclaimer: Estimates only. Actual terms may vary by property and agreement. Please read the documents carefully.

Flexible

RECOMMENDED

Pay less monthly with a balanced approach to ownership. Ideal for short-term flexibility without heavy upfronts.

Allowed: ₹25,00,000 – ₹10,00,00,000
1 year3 years
Rental Type
Minimum Downpayment
₹10,00,000
Minimum Monthly Principal
₹41,667
Balance to Pay at End
₹75,00,000
Principal accumulated during contract: ₹25,00,000
Interest Saved vs. Home Loan
₹24,04,669
In this 3-year period, you avoided paying this much interest on a standard home loan.

Savings

MAX SAVINGS

Boost your equity faster with higher monthly payments. Own sooner and save more on the property price.

Allowed: ₹25,00,000 – ₹10,00,00,000
1 year3 years
Rental Type
Maximum Downpayment
₹40,00,000
Maximum Monthly Principal
₹1,08,168
Balance to Pay at End
₹16,68,870
Principal accumulated: ₹78,94,048
Property price discount: ₹4,37,099
Interest Saved vs. Home Loan
₹24,04,669
In this 3-year period, you avoided paying this much interest on a standard home loan.

Custom

FULL CONTROL

Design your perfect ownership path with complete flexibility over all parameters.

Allowed: ₹25,00,000 – ₹10,00,00,000
1 year3 years
Rental Type
Max allowed now: ₹83,52,941
Max allowed now: ₹2,45,915
Balance to Pay at End
₹75,00,000
Principal accumulated: ₹25,00,000
Interest Saved vs. Home Loan
₹24,04,669
In this 3-year period, you avoided paying this much interest on a standard home loan.

Choose Your Payment Plan

Choose Your Payment Plan

Choose Your Payment Plan

By The Numbers…

By The Numbers…

Illustration of successful person which denotes Owne's successful team

100+ Years

100+ Years

Combined team experience across real estate, finance and technology

500,000+ sq ft

Delivered by our founding team before starting Owne

₹17,70,999

Average interest saved per buyer vs traditional home loans

50,000+ Families

Our mission to help people own homes every year, city by city

Testimonial

What Our Buyers Say

What Our Buyers Say

Owne lets you own your home step-by-step without high upfront costs or loan uncertainties.

Owne lets you own your home step-by-step without high upfront costs or loan uncertainties.
FAQ

Frequently Asked Questions

Frequently Asked Questions

Owne lets you own your home step-by-step without high
upfront costs or loan uncertainties.

Owne lets you own your home step-by-step without high
upfront costs or loan uncertainties.

Owne lets you own your home step-by-step without high upfront costs or loan uncertainties.

1) What is Owne, in one line?

A structured rent-to-own path: you contribute monthly principal to build a purchase corpus, then complete the buy later - usually needing a smaller home loan.

2) Who holds the title before I buy?

3) What do I sign?

4) Where does my monthly principal go?

5) Do I pay interest to Owne?

1) What is Owne, in one line?

A structured rent-to-own path: you contribute monthly principal to build a purchase corpus, then complete the buy later - usually needing a smaller home loan.

2) Who holds the title before I buy?

3) What do I sign?

4) Where does my monthly principal go?

5) Do I pay interest to Owne?

1) What is Owne, in one line?

A structured rent-to-own path: you contribute monthly principal to build a purchase corpus, then complete the buy later - usually needing a smaller home loan.

2) Who holds the title before I buy?

3) What do I sign?

4) Where does my monthly principal go?

5) Do I pay interest to Owne?

Articles

Resources for Buyers

Resources for Buyers

Owne lets you own your home step-by-step without high upfront costs or loan uncertainties.

Owne lets you own your home step-by-step without high upfront costs or loan uncertainties.
Living room with minimalistic design
Living room with minimalistic design

5 Tips to Move from Renting to Owning

5 Tips to Move from Renting to Owning

Five practical steps to shift from renting to owning - optimize cash flow, set principal targets, and use rent-to-own to bridge today and full purchase

Five practical steps to shift from renting to owning - optimize cash flow, set principal targets, and use rent-to-own to bridge today and full purchase

Stories from Real Owne Buyers

Stories from Real Owne Buyers

Real journeys from people using Owne - how they managed cash flow and moved closer to owning a home.

Real journeys from people using Owne - how they managed cash flow and moved closer to owning a home.

Mistakes to Avoid When Buying a Home

Mistakes to Avoid When Buying a Home

Common first-home mistakes in India - and simple ways to avoid them before you sign.

Common first-home mistakes in India - and simple ways to avoid them before you sign.

Budgeting for Homeownership

Budgeting for Homeownership

Set realistic goals with smart budgeting tips.

Set realistic goals with smart budgeting tips.

Rent vs. Buy: What's Best for You?

Rent vs. Buy: What's Best for You?

Rent or buy? Compare total costs, lifestyle trade-offs, and long-term impact on wealth - clear examples to help you pick what fits your life in India

Rent or buy? Compare total costs, lifestyle trade-offs, and long-term impact on wealth - clear examples to help you pick what fits your life in India

Navigating Homeownership in Uncertain Times

Navigating Homeownership in Uncertain Times

Buying in uncertain markets? Principles to protect cash flow and keep your choices open.

Buying in uncertain markets? Principles to protect cash flow and keep your choices open.

Understanding Escrow for First-Time Buyers

Understanding Escrow for First-Time Buyers

What is escrow? How a third party safeguards your home purchase, when money moves, and what buyers should watch for from offer to closing

What is escrow? How a third party safeguards your home purchase, when money moves, and what buyers should watch for from offer to closing

Helping Indians unlock homeownership

Helping Indians unlock homeownership

Our mission in one line: make owning flexible, fair, and fast

Our mission in one line: make owning flexible, fair, and fast

Trusted By Many Owne Customers

Trusted By Many Owne Customers

Calculate Your Deal & Take The First Step

Instant repayment and ROI estimates — no hidden fees, no surprises.

Get Started

Trusted By Many Owne Customers

Calculate Your Deal & Take The First Step

Instant repayment and ROI estimates — no hidden fees, no surprises.

Get Started

Trusted By Many Owne Customers

Calculate Your Deal & Take The First Step

Instant repayment and ROI estimates — no hidden fees, no surprises.

Get Started

Helping you own your home gradually and flexibily - without interest or surprises.

Helping you own your home gradually and flexibily - without interest or surprises.

Resources

Resources

Resources

Legal

Legal

Legal

Buyer Agreement

Buyer Agreement

© 2025 Owne. All rights reserved.