India’s First Rent-To-Own Homeownership Platform
India’s First Rent-To-Own Homeownership Platform
India’s First Rent-To-Own Homeownership Platform
Join 100+ Families Already On Their Path to Ownership
Join 100+ Families Already On Their Path to Ownership
Join 100+ Families Already On Their Path to Ownership
Move In Now. Pay Zero Interest. Own It In 3 Years.
Move In Now. Pay Zero Interest. Own It In 3 Years.
Move In Now. Pay Zero Interest. Own It In 3 Years.
No crushing EMIs. No landlord rules - Just move in, pay a fixed monthly amount, and watch every rupee build toward ownership - 100% Interest-free.
No crushing EMIs. No landlord rules - Just move in, pay a fixed monthly amount, and watch every rupee build toward ownership - 100% Interest-free.
No crushing EMIs. No landlord rules - Just move in, pay a fixed monthly amount, and watch every rupee build toward ownership - 100% Interest-free.
Rent to Own Calculator
One Crore Rupees
Ten Lakh Rupees
₹74,99,988
₹24,04,669
In this 3-year period, you avoided paying this much interest on a standard home loan.
Disclaimer: Estimates only. Actual terms may vary by property and agreement. Please read the documents carefully.
India’s First Rent-To-Own Homeownership Platform
Join 100+ Families Already On Their Path to Ownership
Move In Now. Pay Zero Interest. Own It In 3 Years.
No crushing EMIs. No landlord rules - Just move in, pay a fixed monthly amount, and watch every rupee build toward ownership - 100% Interest-free.
Rent to Own Calculator
One Crore Rupees
Ten Lakh Rupees
₹74,99,988
₹24,04,669
In this 3-year period, you avoided paying this much interest on a standard home loan.
Disclaimer: Estimates only. Actual terms may vary by property and agreement. Please read the documents carefully.
The Problem Owne Solves
Why 83% of Indians Can't Buy a Home
Why 83% of Indians Can't Buy a Home
Prices Keep Rising. Your Salary Doesn't. Every year you wait, prices jump by 8-12%.
✓ Owne locks your purchase price on Day 1.
✓ No matter what the market does, your price stays frozen.
✓ Owne locks your purchase price on Day 1.
✓ No matter what the market does, your price stays frozen.
Banks Don't Want You to Own. They Want You to Owe
✓ ₹1 Cr home costs ₹1.8 Cr with interest.
✓ That's ₹80 lakhs straight into a bank's pocket.
✓ Owne charges zero interest. Ever. No compounding. No surprises.
Home Loans Trap You. Owne Gives You Options.
✓ Buy when your contract ends
✓ Extend if you need more time (revaluation applies).
✓ Exit cleanly with a predetermined fee.
Prices Keep Rising. Your Salary Doesn't. Every year you wait, prices jump by 8-12%.
✓ Owne locks your purchase price on Day 1.
✓ No matter what the market does, your price stays frozen.
Banks Don't Want You to Own. They Want You to Owe.
✓ ₹1 Cr home costs ₹1.8 Cr with interest.
✓ That's ₹80 lakhs straight into a bank's pocket.
✓ Owne charges zero interest. Ever. No compounding. No surprises.
Home Loans Trap You. Owne Gives You Options.
Because we know life doesn't always go as planned. With Owne, you're never trapped:
✓ Buy when your contract ends
✓ Extend if you need more time (revaluation applies)
✓ Exit cleanly with a predetermined fee.
How it works
From "I Wish" to "I Own" in 4 Simple Steps
Your Dream Home
in Just 4 Steps
Live now. Lock the price. Own soon.
1
Choose Your Home
Browse verified listings or tell us about a property you love. New build, resale, doesn't matter. If you can live in it, you can Owne it.
1
Pick a home from Owne platform listings.
: New build or resale - if you can live in it, you can Owne it.
2
Design Your Payment Plan
Pick a down payment that fits your budget. Set a monthly amount you're comfortable with. Live in the home now, or stay where you are and build equity remotely.
1
Pick a home from Owne platform listings.
: New build or resale - if you can live in it, you can Owne it.
2
Design your payment mix
Instead of Design you payment mix -- Customize your Payment plan
3
Get Approved & Move In
We handle the paperwork. Your agreement is legally registered. Every rupee you pay sits in a secure escrow account - protected until the deal closes.
1
Pick a home from Owne platform listings.
: New build or resale - if you can live in it, you can Owne it.
2
Design your payment mix
Instead of Design you payment mix -- Customize your Payment plan
3
Get approved & move in
We sign a sale agreement, schedule your monthly payments, and hand over the keys.
4
Pay Monthly. Own Outright.
Your payments build into a growing corpus. When your contract ends, pay the remaining balance with a smaller loan or your savings. Life happens? You have a built-in exit option.
1
Choose Your Home
Browse verified listings or tell us about a property you love. New build, resale, doesn't matter. If you can live in it, you can Owne it.
1
Pick a home from Owne platform listings.
: New build or resale - if you can live in it, you can Owne it.
2
Design Your Payment Plan
Pick a down payment that fits your budget. Set a monthly amount you're comfortable with. Live in the home now, or stay where you are and build equity remotely.
1
Pick a home from Owne platform listings.
: New build or resale - if you can live in it, you can Owne it.
2
Design your payment mix
Instead of Design you payment mix -- Customize your Payment plan
3
Get Approved & Move In
We handle the paperwork. Your agreement is legally registered. Every rupee you pay sits in a secure escrow account - protected until the deal closes.
1
Pick a home from Owne platform listings.
: New build or resale - if you can live in it, you can Owne it.
2
Design your payment mix
Instead of Design you payment mix -- Customize your Payment plan
3
Get approved & move in
We sign a sale agreement, schedule your monthly payments, and hand over the keys.
4
Pay Monthly. Own Outright.
Your payments build into a growing corpus. When your contract ends, pay the remaining balance with a smaller loan or your savings. Life happens? You have a built-in exit option.
1
Choose Your Home
Browse verified listings or tell us about a property you love. New build, resale, doesn't matter. If you can live in it, you can Owne it.
2
Design Your Payment Plan
Pick a down payment that fits your budget. Set a monthly amount you're comfortable with. Live in the home now, or stay where you are and build equity remotely.
3
Get Approved & Move In
We handle the paperwork. Your agreement is legally registered. Every rupee you pay sits in a secure escrow account - protected until the deal closes.
4
Pay Monthly. Own Outright.
Your payments build into a growing corpus. When your contract ends, pay the remaining balance with a smaller loan or your savings. Life happens? You have a built-in exit option.
1
Choose Your Home
Browse verified listings or tell us about a property you love. New build, resale, doesn't matter. If you can live in it, you can Owne it.
2
Design Your Payment Plan
Pick a down payment that fits your budget. Set a monthly amount you're comfortable with. Live in the home now, or stay where you are and build equity remotely.
3
Get Approved & Move In
We handle the paperwork. Your agreement is legally registered. Every rupee you pay sits in a secure escrow account - protected until the deal closes.
4
Pay Monthly. Own Outright.
Your payments build into a growing corpus. When your contract ends, pay the remaining balance with a smaller loan or your savings. Life happens? You have a built-in exit option.
1
Choose Your Home
Browse verified listings or tell us about a property you love. New build, resale, doesn't matter. If you can live in it, you can Owne it.
2
Design Your Payment Plan
Pick a down payment that fits your budget. Set a monthly amount you're comfortable with. Live in the home now, or stay where you are and build equity remotely.
3
Get Approved & Move In
We handle the paperwork. Your agreement is legally registered. Every rupee you pay sits in a secure escrow account - protected until the deal closes.
4
Pay Monthly. Own Outright.
Your payments build into a growing corpus. When your contract ends, pay the remaining balance with a smaller loan or your savings. Life happens? You have a built-in exit option.
1
Choose Your Home
Browse verified listings or tell us about a property you love. New build, resale, doesn't matter. If you can live in it, you can Owne it.
2
Design Your Payment Plan
Pick a down payment that fits your budget. Set a monthly amount you're comfortable with. Live in the home now, or stay where you are and build equity remotely.
3
Get Approved & Move In
We handle the paperwork. Your agreement is legally registered. Every rupee you pay sits in a secure escrow account - protected until the deal closes.
4
Pay Monthly. Own Outright.
Your payments build into a growing corpus. When your contract ends, pay the remaining balance with a smaller loan or your savings. Life happens? You have a built-in exit option.
Pick the Path That Fits Your Lifestyle
Pick the Path That Fits Your Lifestyle
More flexibility? Faster ownership? Total control? You Decide.
More flexibility? Faster ownership? Total control? You Decide.
More flexibility? Faster ownership? Total control? You Decide.
Flexible
Pay less monthly with a balanced approach to ownership. Ideal for short-term flexibility without heavy upfronts.
Savings
Boost your equity faster with higher monthly payments. Own sooner and save more on the property price.
Custom
Design your perfect ownership path with complete flexibility over all parameters.
Disclaimer: Estimates only. Actual terms may vary by property and agreement. Please read the documents carefully.
Disclaimer: Estimates only. Actual terms may vary by property and agreement. Please read the documents carefully.
The Numbers Behind Your New Home
The Numbers Behind Your
New Home
100+ Years of Expertise
Our founding team brings deep experience across real estate, finance, and proptech.
₹17.7 Lakhs Saved Per Buyer
That's how much our average customer keeps versus taking a traditional home loan
5 Lakh+ Sq. Ft. Delivered
Real estate our founders built and delivered -before they started Owne.
50,000+ Families
Our mission: help 50,000+ families own homes every year. City by city. Family by family.
Testimonials
Real Families. Real Homes. Real Stories.
Real Families.
Real Homes. Real Stories.
They thought homeownership was out of reach. Owne changed that.
They thought homeownership was out of reach. Owne changed that.
“ Owne turned our rent into real ownership. The process was transparent. “
Radhakrishan M
“ Buying a home used to feel impossible. With Owne, we skipped the banks. “
Ankit Tiwari
“ I didn’t have enough for a huge down payment. Owne made it doable. “
Mohanapriya
“ No interest. No tricks. Just a clear, step-by-step path to finally owning a house. “
Akash Varma
“ Owne turned our rent into real ownership. The process was transparent. “
Radhakrishan M
“ Buying a home used to feel impossible. With Owne, we skipped the banks. “
Ankit Tiwari
“ I didn’t have enough for a huge down payment. Owne made it doable. “
Mohanapriya
“ No interest. No tricks. Just a clear, step-by-step path to finally owning a house. “
Akash Varma
FAQ
Got Questions? We've Got Answers.
Got Questions? We've Got Answers.
Owne lets you own your home step-by-step without high upfront costs or loan uncertainties.
Owne lets you own your home step-by-step without high upfront costs or loan uncertainties.
1. What's a healthy EMI-to-income ratio and why does it matter?
Banks recommend keeping EMIs under 40-50% of your income. But in cities like Bangalore, most families exceed this just to buy a modest home. That's exactly why we built Owne.
2. Can EMI be reduced?
3. Is Owne a loan company?
4. Who should consider Owne?
1. What's a healthy EMI-to-income ratio and why does it matter?
Banks recommend keeping EMIs under 40-50% of your income. But in cities like Bangalore, most families exceed this just to buy a modest home. That's exactly why we built Owne.
2. Can EMI be reduced?
3. Is Owne a loan company?
4. Who should consider Owne?
1. What's a healthy EMI-to-income ratio and why does it matter?
Banks recommend keeping EMIs under 40-50% of your income. But in cities like Bangalore, most families exceed this just to buy a modest home. That's exactly why we built Owne.
2. Can EMI be reduced?
3. Is Owne a loan company?
4. Who should consider Owne?
Resources
Resources for Buyers
Resources for Buyers
Learn Before You Leap Guides, calculators, and real stories to help you make the smartest move.
Learn Before You Leap Guides, calculators, and real stories to help you make the smartest move.
5 Tips to Move from Renting to Owning
5 Tips to Move from Renting to Owning
Five practical steps to shift from renting to owning - optimize cash flow, set principal targets, and use rent-to-own to bridge today and full purchase
Five practical steps to shift from renting to owning - optimize cash flow, set principal targets, and use rent-to-own to bridge today and full purchase
Stories from Real Owne Buyers
Stories from Real Owne Buyers
Real journeys from people using Owne - how they managed cash flow and moved closer to owning a home.
Real journeys from people using Owne - how they managed cash flow and moved closer to owning a home.
Mistakes to Avoid When Buying a Home
Mistakes to Avoid When Buying a Home
Common first-home mistakes in India - and simple ways to avoid them before you sign.
Common first-home mistakes in India - and simple ways to avoid them before you sign.
Budgeting for Homeownership
Budgeting for Homeownership
Set realistic goals with smart budgeting tips.
Set realistic goals with smart budgeting tips.
Rent vs. Buy: What's Best for You?
Rent vs. Buy: What's Best for You?
Rent or buy? Compare total costs, lifestyle trade-offs, and long-term impact on wealth - clear examples to help you pick what fits your life in India
Rent or buy? Compare total costs, lifestyle trade-offs, and long-term impact on wealth - clear examples to help you pick what fits your life in India
Navigating Homeownership in Uncertain Times
Navigating Homeownership in Uncertain Times
Buying in uncertain markets? Principles to protect cash flow and keep your choices open.
Buying in uncertain markets? Principles to protect cash flow and keep your choices open.
Understanding Escrow for First-Time Buyers
Understanding Escrow for First-Time Buyers
What is escrow? How a third party safeguards your home purchase, when money moves, and what buyers should watch for from offer to closing
What is escrow? How a third party safeguards your home purchase, when money moves, and what buyers should watch for from offer to closing
Helping Indians unlock homeownership
Helping Indians unlock homeownership
Our mission in one line: make owning flexible, fair, and fast
Our mission in one line: make owning flexible, fair, and fast
5 Tips to Move from Renting to Owning
Five practical steps to shift from renting to owning - optimize cash flow, set principal targets, and use rent-to-own to bridge today and full purchase
Stories from Real Owne Buyers
Real journeys from people using Owne - how they managed cash flow and moved closer to owning a home.
Mistakes to Avoid When Buying a Home
Common first-home mistakes in India - and simple ways to avoid them before you sign.
Budgeting for Homeownership
Set realistic goals with smart budgeting tips.
Trusted By Many Owne Customers
Trusted By Many Owne Customers
Ready to See What You Can Afford?
Get your personalized payment plan in 60 seconds. No spam. Just clarity.
Show Me My Numbers →
Trusted By Many Owne Customers
Ready to See What You Can Afford?
Get your personalized payment plan in 60 seconds. No spam. Just clarity.
Show Me My Numbers →
Trusted By Many Owne Customers
Ready to See What You Can Afford?
Get your personalized payment plan in 60 seconds. No spam. Just clarity.
Show Me My Numbers →
Helping you own your home gradually and flexibily - without interest or surprises.
Helping you own your home gradually and flexibily - without interest or surprises.
© 2025 Owne. All rights reserved.